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Banking Exams Conducted in INDIA

These days, many people want to work in banks and have a successful career in the banking industry. Every year, hundreds or thousands of candidates take different banking exams to try and get a job in a bank. Since there are only a few hundred or thousand job openings in banks, the competition is very tough among people who want to work in banks. They all want to be among the chosen few who make it to the final list of selected candidates. The difficulty of banking exams also depends on the type of job and the number of candidates taking the exams.

Top Banking Exams in India

In India, there are mainly two organizations responsible for recruiting candidates for bank exams: The State Bank of India (SBI) and the Institute of Banking Personnel Selection (IBPS). These organizations conduct different bank exams, which are listed below:
  • IBPS PO (CWE / PO MT)
  • IBPS SO (CWE SO)
  • IBPS Clerk (CWE Clerical)
  • IBPS RRB (CWE RRB)
  • SBI PO
  • SBI SO
  • SBI Clerk
  • RBI Office Grade B
  • RBI Officer Grade C
  • RBI Office Assistant
  • NABARD
  • LIC AAO & Assistant

Top Bank Exams in 2026

Here is a list of the top banking exams that candidates can apply for to pursue a career in the banking sector. Let’s take a closer look at each of these exams one by one:

1. IBPS PO

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The Institute of Banking Personnel Selection (IBPS) conducts exams for the recruitment of Probationary Officers (PO) in all public sector banks in India, excluding SBI. The IBPS PO exam follows a three-phase pattern: Phase 1: Preliminary examination Phase 2: Mains examination Both the IBPS PO Prelims and Mains exams are conducted online and consist of objective-type questions. Phase 3: Personal interview For more detailed information about the IBPS PO exam pattern, you can refer to the linked article. The IBPS PO Prelims and Mains exams have several common sections, with the difficulty level being higher in the second phase. The sections include:
  • Reasoning Ability (Prelims + Mains)
  • Quantitative Aptitude (Prelims + Mains)
  • English Language (Prelims + Mains)
  • General/Economy/Banking Awareness (Mains)
  • Computer Aptitude (Mains)
The job profile of an IBPS PO mainly involves general banking, bank administration, supervising clerical work, and working towards increasing the bank’s business level.

2. IBPS Clerk

Each year, IBPS conducts a competitive examination for the recruitment of personnel in the clerical cadre positions in banks. The IBPS Clerk exam follows a two-phase pattern: Phase 1: Preliminary examination Phase 2: Mains examination Both the IBPS Clerk Prelims and Mains exams are conducted online and consist of objective-type questions. For more detailed information about the IBPS Clerk exam pattern, you can refer to the linked article. The IBPS Clerk Prelims and Mains exams have several common sections, with the difficulty level being higher in the second phase. The sections include:
  • Reasoning Ability (Prelims + Mains)
  • Quantitative Aptitude (Prelims + Mains)
  • English Language (Prelims + Mains)
  • General/Economy/Banking Awareness (Mains)
  • Computer Aptitude (Mains)
The job profile of an IBPS Clerk primarily involves direct data entry tasks and direct interaction with bank customers.

3. IBPS RRB

IBPS conducts annual examinations to fill vacancies for Officers in the Regional Rural Banks (RRBs) across the country. IBPS RRB Officer Scale I Exam Pattern: The IBPS RRB Officer Scale I exam consists of three phases: Phase 1: Preliminary examination Phase 2: Mains examination Both the IBPS RRB Prelims and Mains exams are conducted online and include objective-type questions. Phase 3: Personal interview The exam is typically held in November. Job Profile: The role of an IBPS RRB Scale I Officer involves managing the day-to-day operations of a branch.

4. SBI PO

Each year, the State Bank of India (SBI), the oldest and largest bank in the country, conducts the SBI PO bank exam to recruit individuals for the position of Probationary Officer (PO). This exam provides an opportunity for aspiring candidates to join the prestigious SBI as a PO. The SBI PO exam follows a three-phase pattern: Phase 1: Preliminary Examination (Prelims) Phase 2: Mains Examination Phase 3: Personal Interview. For more detailed information about the SBI PO exam pattern, you can refer to the linked article. Both the SBI PO Prelims and Mains exams consist of objective-type questions, including Multiple Choice Questions (MCQs). The sections covered in both exams are as follows:
  • Reasoning Ability (Prelims + Mains)
  • Quantitative Aptitude (Prelims + Mains)
  • English Language (Prelims + Mains)
  • General/Economy/Banking Awareness (Mains)
In the Mains exam, the level of difficulty is higher compared to the Prelims. The job profile of an SBI PO mainly involves general banking or banking administration roles.  

5. SBI Clerk

Every year, the State Bank of India (SBI) conducts a competitive exam to hire people for Junior Associates or clerical positions in banks. The SBI Clerk exam consists of two phases: Phase 1: Preliminary Examination (Prelims) Phase 2: Mains Examination To get more detailed information about the SBI Clerk exam pattern, you can refer to the linked article. Both the SBI Clerk Prelims and Mains exams have multiple-choice questions (MCQs) and are divided into several sections. The sections are the same in both phases, but the difficulty level is higher in the second phase:
  • Reasoning Ability (Prelims + Mains)
  • Quantitative Aptitude (Prelims + Mains)
  • English Language (Prelims + Mains)
  • General/Financial Awareness (Mains)
The job profile of an SBI Clerk mainly involves tasks like entering data and interacting directly with customers.

6. RBI Officer Grade B

The Reserve Bank of India (RBI) is a prominent banking institution in India, and aspiring candidates often aim to join this esteemed sector. The RBI serves as the central bank of the country, and being a part of it is considered prestigious and honorable. RBI conducts exams to recruit candidates for Officer-level positions. RBI Grade B Exam Pattern: The exam consists of three phases: Phase 1: Preliminary Examination (General Awareness, English Language, Quantitative Aptitude, Reasoning Ability) Phase 2: Mains Examination (Economic and Social Issues, English Language, Finance & Management/Economics/Statistics) Phase 3: Personal Interview (General Awareness and Interpersonal Skills) Job Profile: This position serves as an entry-level managerial role in the Reserve Bank of India.

7. RBI Office Assistant

RBI conducts the RBI Office Assistant bank exam to recruit individuals for clerical and assistant positions. These personnel are responsible for managing the daily operations of the bank. RBI Office Assistant Exam Pattern: The RBI Office Assistant exam consists of two phases: Phase 1: Preliminary Examination Phase 2: Mains Examination Job Profile: The job profile primarily involves handling data entry tasks and is focused on operational responsibilities within the RBI.

8. NABARD

Every year, the National Bank for Agricultural and Rural Development (NABARD) conducts exams to recruit Grade A and B officers for bank positions. NABARD Grade A and B Officer Exam Pattern: The exam consists of three phases: Phase 1 & 2: Computer-based examination (Online) Phase 3: Personal Interview Job Profiles: The job profiles for NABARD Grade A and B officers are as follows: Grade A is for managerial positions, and Grade B is for Assistant Manager posts. Both job profiles involve working on the day-to-day operations and activities related to rural and agricultural development in rural or suburban areas.

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